These Terms of Use ("Terms") apply when you access or use swurv.tax and its publicly available content. “Swurv,” “we,” “us,” and “our” refer to the operator of this website.
1. Agreement to these terms
By using this website, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the website.
You must be at least 18 years old and legally able to agree to these Terms. If you use the website for a company or another person, you represent that you have authority to act for them.
2. Website use and client engagements
You may use this website for lawful informational and business purposes. Sending us a message, scheduling a conversation, receiving preliminary information, or paying an initial invoice does not by itself establish a professional or fiduciary relationship.
Any client services—including entity formation, tax preparation, accounting, compliance, or advisory work—are governed by the accepted proposal, engagement letter, statement of work, invoice terms, and any other written agreement applicable to that service. Those documents control if they conflict with these website Terms.
We may accept or decline a prospective engagement in our discretion, including when the requested work is outside our scope, presents a conflict, lacks necessary information, or cannot be performed lawfully.
3. General information—not individualized advice
Website content is general educational and marketing information. It is not individualized tax, legal, financial, investment, immigration, or other professional advice, and should not be relied on as a substitute for advice based on your complete facts.
Tax and business outcomes depend on ownership, residence, activities, source of income, elections, filing history, treaties, and the laws of every relevant jurisdiction. Examples, timelines, prices, tax rates, and filing descriptions may not apply to you and may change.
Swurv is not a law firm and does not provide legal services through this website. When legal or local-jurisdiction advice is needed, you should consult qualified counsel or another appropriately licensed professional.
4. AI-assisted work and emerging technology
Swurv may use artificial intelligence, machine learning, optical character recognition, automated data extraction, translation, research software, calculation tools, and workflow automation to assist with website operations and client work. These technologies may be used to organize and compare documents, extract data, create summaries or initial drafts, identify possible inconsistencies, formulate research questions, locate potentially relevant authority, support calculations, and reduce repetitive administrative work.
Technology is a tool, not the decision-maker
AI-assisted output is not inherently authoritative, complete, current, unbiased, or correct. It may omit facts, misunderstand context, produce inconsistent results, or invent citations. Swurv does not accept material AI-generated tax research, citations, computations, or conclusions at face value. Review appropriate to the task may include checking primary authorities, testing calculations, reconciling source records, considering contrary authority, and applying professional judgment to the client's complete facts.
A human remains responsible for Swurv's final work. Unless a separate written agreement expressly provides otherwise, AI is not authorized on its own to sign or submit a return, make a filing or election, transfer funds, open or close an account, bind a client, or make a final decision with a legal or similarly significant effect.
Confidentiality and third-party systems
Some AI-assisted tools are operated by third-party technology providers. Any processing of personal or confidential information is subject to our Privacy Policy, applicable law, professional obligations, and the relevant engagement terms. Depending on the risk and availability of suitable tools, we may use data minimization, redaction or pseudonymization, restricted-access environments, business-grade accounts, contractual safeguards, limited-retention settings, and controls intended to prevent provider use of client data for general model training.
We do not intentionally submit confidential client information to public or anonymous AI tools to train generally available models. No technical or contractual control eliminates all risk, and technology providers may change their products, security, or terms. We therefore review tools proportionate to their use and may restrict or discontinue a provider.
Professional standards continue to apply
Use of AI does not reduce duties of competence, diligence, accuracy, confidentiality, supervision, recordkeeping, or compliance that otherwise apply to the work. When relevant, Swurv may retain research trails, prompts, outputs, source references, review notes, or other records sufficient to support quality control and document how a material conclusion was reached.
Client questions and requested restrictions
You may ask whether AI-assisted tools are materially involved in an engagement and may identify particular confidentiality requirements before providing information. We will consider reasonable restrictions, but cannot promise a complete opt-out from all automation or AI-enabled features embedded in ordinary tax, accounting, security, communications, or productivity software. Any agreed restriction must be included in the applicable written engagement or another written confirmation.
The use of technology to perform work more efficiently does not by itself change an agreed fixed fee, scope, responsibility, or standard of care. Pricing and deliverables remain governed by the applicable written engagement.
5. Your responsibilities
When you communicate with us or engage our services, you agree to:
- provide complete, accurate, current, and lawful information;
- review documents and confirm facts before signing, submitting, or authorizing them;
- respond reasonably promptly and tell us about relevant changes;
- protect account credentials and use secure channels for sensitive information;
- review the accuracy and completeness of AI-generated or automated materials you provide to us and identify them when their origin may be relevant;
- comply with laws applicable to you, your owners, and your business; and
- obtain local legal, tax, regulatory, or other advice where appropriate.
You remain responsible for business decisions and for obligations outside the scope of an accepted written engagement.
6. Services, pricing, and timing
Descriptions of services, fees, and timing on this website are general and may change. A specific scope, price, payment schedule, deliverable, and deadline is binding only when included in an accepted written agreement or confirmed invoice.
Government agencies, registered agents, banks, payment companies, and other third parties control their own approvals, processing times, rules, and fees. We cannot guarantee formation dates, EIN issuance, bank-account approval, payment access, tax treatment, or any other outcome controlled by law, regulators, or third parties.
Before sending funds, confirm payment instructions through a known Swurv contact or an authoritative payment page. We are not responsible for payments sent to an address or account that was not validly provided or confirmed by us.
7. Third-party services and links
The website may link to Telegram, government websites, financial institutions, payment providers, or other independent services. A link does not mean we control, endorse, or guarantee that third party. Your use of an outside service is subject to its own terms, privacy policy, eligibility rules, and risk.
8. Acceptable use
You may not use the website to:
- violate a law, regulation, sanction, court order, or another person's rights;
- misrepresent your identity, authority, ownership, residence, activities, or source of funds;
- introduce malicious code, interfere with security, scrape the website at unreasonable volume, or attempt unauthorized access;
- copy, republish, sell, commercially exploit, bulk-extract, or use substantial website content to train or evaluate an AI model without permission; or
- suggest that Swurv sponsors or endorses you without written authorization.
9. Intellectual property
The website, brand, design, text, graphics, and original materials are owned by Swurv or used with permission and are protected by applicable intellectual-property laws. You may view and print reasonable portions for your own internal, noncommercial use. No other license is granted.
Materials you provide remain yours. You grant us the limited rights needed to receive, store, reproduce, analyze, and use them to respond to you, operate securely, comply with law, and perform any accepted engagement, including through approved service providers and AI-assisted tools as described in our Privacy Policy.
Ownership and permitted use of client deliverables are governed by the applicable written engagement. Unless that agreement says otherwise, we do not guarantee that a purely AI-generated element is eligible for copyright, patent, trade-secret, or other intellectual-property protection in any jurisdiction.
10. Availability and changes
We may change, suspend, or discontinue any part of the website at any time. We work to keep information useful and accurate, but we do not promise that every page will always be current, complete, uninterrupted, or error-free.
11. Disclaimers
To the fullest extent permitted by law, the website and its general content are provided “as is” and “as available,” without warranties of any kind, express or implied. We disclaim implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, and uninterrupted availability.
Nothing in these Terms excludes a warranty or right that cannot lawfully be excluded. Warranties applying to paid client services, if any, are governed by the applicable written engagement.
12. Limitation of liability
To the fullest extent permitted by law, Swurv and its owners, personnel, contractors, and affiliates will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from the website, including lost profits, revenue, data, goodwill, or business opportunity.
For claims arising solely from use of this public website, our total liability will not exceed US$100. This limitation does not apply where prohibited by law. Liability relating to paid client services is governed by the applicable written engagement.
13. Indemnification
To the extent permitted by law, you agree to indemnify and hold Swurv and its owners, personnel, contractors, and affiliates harmless from third-party claims, losses, and reasonable costs arising from your unlawful use of the website, your material breach of these Terms, or information you provide without authority. This section does not require indemnification for Swurv's own unlawful conduct.
14. Changes and severability
We may update these Terms by posting a revised version and changing the date above. Changes apply prospectively from the effective date. Your continued use of the website after that date means you accept the revised Terms.
If a provision is found unenforceable, it will be modified only as much as necessary, and the remaining provisions will continue in effect. Our failure to enforce a provision is not a waiver.
15. Governing terms and disputes
Any governing-law, venue, arbitration, or dispute-resolution provision in an accepted written engagement controls disputes relating to client services. Other disputes concerning this website are governed by applicable law. Nothing here prevents either party from seeking urgent relief where legally available.
16. Contact us
Questions about these Terms may be sent to info@swurv.com or through Swurv on Telegram.